As a cooperative committed to the well-being of our members and community, COGRAD is proud to offer a variety of Takaful and insurance products designed to provide comprehensive protection. We act as an agent in collaboration with Malaysia’s leading insurance and Takaful providers to bring you reliable and affordable solutions, ensuring peace of mind in every aspect of life.
Our insurance and Takaful products are specifically tailored to meet the diverse needs of individuals, families, and businesses. From personal accident coverage to group medical protection, vehicle Takaful, and more, our aim is to safeguard you and your loved ones from life’s uncertainties. We believe that financial security and protection should be accessible to everyone, regardless of background, and we work tirelessly to provide flexible options that fit your specific requirements.
By partnering with the best in the industry, COGRAD ensures that our members benefit from top-tier services, competitive rates, and extensive coverage options. Our offerings include everything from 24-hour worldwide accident protection to comprehensive motor Takaful, ensuring that your health, home, vehicle, and business are well-protected. We understand that navigating the world of insurance can be overwhelming, which is why our dedicated team is always ready to assist you in choosing the right plan to suit your needs.
Moreover, all our products comply with Shariah principles, offering you ethical and transparent coverage options under the Takaful system, which emphasizes mutual assistance, shared responsibility, and risk-sharing. This not only gives you financial protection but also aligns with your values, ensuring that every contribution supports the welfare of the entire community.
At COGRAD, our mission goes beyond just offering insurance products. We strive to empower our members and provide them with the confidence to face life’s challenges head-on, knowing that their health, assets, and livelihood are protected. Whether you’re an individual seeking personal coverage or a business looking to protect your employees, COGRAD’s Takaful and insurance solutions are designed with you in mind.
Explore our diverse range of products today and discover how we can help you secure a brighter, safer future for yourself, your family, and your business.
24-hour Worldwide Protection*
This Takaful scheme provides round-the-clock coverage, offering financial protection in the event of death due to accident, illness, or other causes. Additionally, it covers disability caused by accidents, giving you peace of mind that both you and your loved ones are safeguarded. Terms and conditions apply.
Complete Vehicle Protection
This comprehensive motor Takaful scheme covers private cars, company vehicles, motorcycles, and commercial vehicles with Permit C. It includes liability for third-party claims, protection against property damage, fire, theft, and more. Stay secure on the road with COGRAD’s reliable motor protection.
Comprehensive Medical & Hospitalisation Coverage
This scheme offers group hospitalisation, medical, surgical, and emergency accidental treatment. Designed to cover essential healthcare needs, the COGRAD Medic Scheme ensures that you and your family can access the medical support you require without financial strain.
Personal Accident and Property Coverage
With COGRAD General Takaful, you get protection for personal accidents, personal liabilities, and personal property. This scheme ensures that you are covered in case of unexpected accidents or property loss, offering you valuable peace of mind.
today to explore our insurance and Takaful offerings or to request a personalised consultation.
Koperasi Usahawan Graduan Perak Berhad
Address : 15 Manjung Point Seksyen 1, 32040, Seri Manjung, Perak
Phone : +60 (12) 5802415
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